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  • Real Estate Home Buying News Blog

    Friday, August 23, 2019   /   by David Monroe

    First-Time Homebuyers Seminar

    New Home Owner Readiness Seminar
    Common First-Time Home Buyer Mistakes
    1. They don’t ask enough questions of their lender and end up missing out on the best deal.

    2. They don’t act quickly enough to make a decision and someone else buys the house.

    3. They don’t find the right agent who’s willing to help them through the homebuying process.

    4. They don’t do enough to make their offer look appealing to a seller.

    5. They don’t think about resale before they buy. The average first-time buyer only stays in a home for four years.

    Source: Real Estate Checklists and Systems, www.realestatechecklists.com.
    Lender Checklist: What You Need for a Mortgage
    ?         W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for every
    person signing the loan.
    ?         ...

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    Sunday, August 18, 2019   /   by David Monroe

    Lowest Interest rates in Years Last week August 11th 2019

    http://www.freddiemac.com/pmms/pmms30.html Last week average on 30 year fixed home loans has dropped to 3.6%. It appears that the rate may drift lower. Attached is a report from Freddie Mac about the history of interest rates monthly and at the end of each year. The 3.6% is one of the lowest in history. http://www.freddiemac.com/pmms/pmms30.html

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    Wednesday, June 5, 2019   /   by David Monroe

    How much house can I afford?

    How much house can I afford?

    Consider these guidelines to help you see how much house you can afford.


    – 02/05/2019

    Debt management 

    Home buying 


    Home insurance

    87% who voted found this helpful





    Key takeaways

    Save until you have an amount equal to your annual income, and buy a house that is about 4 times your annual income.

    If you have significant debt, look for a house up to 3 times your annual income.


    Homeownership is practically a part of the American dream. Before you start dreaming of a picket fence, take the time to make sure that buying a home is the best decision for y ...

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    Friday, May 6, 2016   /   by David Monroe

    Rates Respond to Central Banks

    The market commentary material provided is from a third party vendor, MBSQuoteline, and is not necessarily the opinions of the employees or staff of SunTrust Mortgage, Inc. This information is intended for educational purposes only and should not be construed as investment and/or mortgage advice. Additionally, the material is deemed to be accurate and reliable, but there is no guarantee it is without error.

    Rates Respond to Central Banks

    In April, mortgage rates responded more to the actions and comments of central bankers than to the economic data. The European Central Bank (ECB) and the U.S. Fed had opposite effects, however, and mortgage rates ended the month just a little higher.

    At its previous meeting in March, the ECB announced significant new stimulus measures to help boost economic activity and inflation in the eurozone. ECB President Mario Draghi also hinted that more stimulus could be on the way. Investors r ...

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    Tuesday, August 11, 2015   /   by David Monroe

    Developer plans 134-acre Forsyth project inspired by English and French cities

    Developer plans 134-acre Forsyth project inspired by English and French cities
    Aug 11, 2015, 7:51am EDT Updated Aug 11, 2015, 9:20am EDT

    North Fulton cities creating city centers to spark redevelopment

    Avalon project shows how retail development is evolving

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    alt="A 134-acre project proposed in Forsyth County would bring the suburbs more development with an intown feel."
    href="https://securepubads.g.doubleclick.net/pagead/adview?ai=Br9pR2vzJVdSIOcePhAS79pr4BbG1lqsHAAAAEAEgqZbaHzgAWPGni66vAmDJpsmH4KO0ELIBE3d3dy5iaXpqb3VybmFscy5jb226AQlnZnBfaW1hZ2XIAQnaAcABaHR0cDovL3d3dy5iaXpqb3VybmFscy5jb20vYXRsYW50YS9yZWFsX3RhbGsvMjAxNS8wOC9kZXZlbG9wZXItcGxhbnMtMTM0LWFjcmUtZm9yc3l0aC1wcm9qZWN0LWluc3BpcmVkLm ...

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